Credit Card Deals & Reviews

With the entry of different types of credit cards and debit cards the world is now becoming cash less world. Cards save you from the obvious discomfort of carrying huge amounts of cash and also gives you the luxury of instant banking any where or any place in the world. Credit cards have now become a part and parcel of our daily lives. I too like many of my peers now have a credit card at my disposal. However I had a single card for all my banking needs and had never felt the need for another one. I never basically liked the idea of keeping multiple cards at a time as I thought that why to keep different options when there is a single window feature for everything available for everything. 

My view points on customized cards changed dramatically however once I came across all American gold shopping card. These cards were invaluable especially for a person like my wife who does not have a very good credit rating. Because these kinds of specialized shopping cards does not require on your part to show your previous credit ratings nor do you need to show employment verifications on your part. Also these kinds of cards help you to build up your credit especially if you had bad credit ratings due to money mismanagements from your previous financial transactions. Credit limits on this card depends on your good credit behavior. If you have six continuous on time credit repayments than your credit limit increases each time by 2500$. 

  
Another thing I found was that while it was written to have zero percent interest it takes an annual membership fees of around 140$ and also all elite members need to pay about 19$ per month for using these services. This is because these cards are not master cards or credit cards but are simply membership cards. Also these sites gives you regular updates about your credit report via email so that you do not fall into a debt trap. Read More...